CasaBlanca South Africa

With the global recession and most countries counting the cost of massively large debts it seems that as a society we have not been good with our cash in the last few years. For previous generations the motto tended to be save for a rainy day, but for the current generation the opposite seems to have been true – borrow when the going is good. Consequently the world’s finances are in a mess. If you want to make sure your children don’t follow this example and instead learn to handle money in a responsible and careful fashion, then it is … Continue Reading

In the present financial climate it is clear that a lot of people have got themselves into a lot of debt when the credit was flowing freely and easily. Most people borrowed when times were good and took out credit cards, store cards and many other kinds of loans. Now however people are having to significantly change their ways and for some this is proving harder than others. If you are already in debt, sorting out those finances can be difficult and stressful, but there are certain strategies you can follow to help you make it easier:

Set Aside Some Time … Continue Reading

Managing Your Money in 2012

If you found that you were at a loss regarding your finances and money in the past year, it is not too late to correct this. Make this the year of getting your finances in order, with a couple of easy steps.

• Filing is always of paramount importance. Have all your important documentation at your finger-tips at all time. These include birth certificates, tax information, marriage certificates, passport and license information, and any other essential documentation that you might need.• It might be a good idea to make copies of all your important documentation, and keep them in … Continue Reading

Here is a Guide on How to Manage Your Money

Staying on top of your finances this year is a good idea

• Ensure that you are insured; this not only applies to house, house contents and your car, but to your life as well.• Life insurance is there to ensure that your nearest and dearest are taken care of when you are no longer there to do so.• Disability cover is designed to take care of your dependents if you become too ill to work or if you become disabled in any way and you are no longer able to take care of them. … Continue Reading

For anyone now looking to pay more attention to their day to day money management (and that includes most of us in the current financial climate) there are all kinds of very powerful money management applications available via the swipe of a finger on your smartphone. As usual the best apps are on the iPhone and this article will look at seven of the best apps for managing your money on your phone:

Expensify: This is an excellent free app that allows you to take a photograph of each and every business receipt you get during the day and then it … Continue Reading

Over the past few years a rising number of parents, teachers, and figures of authority have realized the importance of teaching kids about money from a relatively early age. Of course, this doesn’t mean that you should be ditching all the picture books and fairy tales and replacing them with news cuttings about the best mortgage rates on the market! There are some fun ways to help kids learn about the importance of money, and whilst they will probably not realize that they are doing anything more than having fun at the time, the things that they can pick up from you are things that will carry into the future as they grow older.

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When you require that much needed financial boost in order to get over a financial hiccup, then a personal loan will tide you over.The most obvious place to get a loan is usually a bank, although banks are tightening their belts after the recent credit crisis. Therefore many are simply going to private lenders for loans.What differentiates a personal loan from other loans, you many well ask yourself. Personal loans are usually unsecured and are available to people in their own personal capacity. A maximum amount of up to R50 000 can be borrow and can be repaid from 12 … Continue Reading

Raising Capital For Your VentureThere are a couple of pointers you should take into consideration when by-passing hurdles when setting up your own business venture.Here are a couple of tips to assist when asking a private equity company to invest in your business: Private Equity companies are becoming really choosy when it comes to investing; only choosing the cream of the crop. The bar is getting higher all the time, and investors only want to invest in those ventures which will be the most lucrative.Remember to only ask for a loan for what you require, and not a … Continue Reading

Private Equity South AfricaSouth Africa’s private equity industry has grown in recent years, almost doubling in size. This is one of those well-kept secrets. Investors are looking towards our shores and beyond the borders of America, The United Kingdom and Europe to invest their money.Stability might be the key ingredient, with confidence growing in investing here. Africa, on the whole, is notorious for being unstable economically and politically; not so for South Africa, though.In 2008, South Africa’s private equity growth reached R100 million despite the credit crunch worldwide.When broaching a private equity company for investment purposes there are … Continue Reading

When looking for the best options to invest your money, always remember to get at least two or three comparisons in order to compare what the fess, commission structure and also what the yields will be. Finding the best returns for your money and investments is quite important. You should look at options such as unit trusts, shares, property and other ways to make your investment work for you. To make your investment grow, there are a few hard and fast tips to adhere to:Look at both long-term and short-term options. If you are, for example, are planning your home purchase and … Continue Reading